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Understanding NDIS Funding Categories for Families

The National Disability Insurance Scheme (NDIS) offers funding to help individuals with disabilities access the supports they need for daily life and long-term goals. NDIS funding is organised into three primary categories: Core Supports, Capacity Building Supports, and Capital Supports. Each category is designed to assist with a unique aspect of daily living, skill development, and independence.


Knowing these categories can help families make the most of their NDIS plan to support loved ones.



NDIS Budget Categories

Why It’s Important to Understand NDIS Categories


Understanding NDIS categories is crucial for families to access and implement the right supports efficiently. Familiarity with the funding categories helps ensure that budgets are used effectively, and Curate Care is here to support you every step of the way.


Our plan management services focus on helping families navigate the NDIS to find the best solutions for improving relationships, achieving greater independence, and reaching personal milestones.


The 3 Main NDIS Budget Categories Explained


1. Core Supports Budget

  • Daily Life Assistance: Covers tasks such as personal care, meal prep, and household chores that support everyday living.

  • Transport: Funding for travel and transport needs, helping individuals get to appointments, social events, and community activities.

  • Consumables: Covers everyday essentials like continence aids and low-cost, low-risk support products.

  • Community Participation: Allows individuals to engage in community events and activities, promoting social inclusion and engagement.


2. Capacity Building Supports

  • Designed to build independence, learn new skills, and help individuals achieve personal goals, this budget includes:

    • Support Coordination: Connects you with the right services and helps coordinate supports.

    • Improved Relationships: Funding for therapy and other supports that strengthen social skills, communication, and relationship-building.

    • Improved Daily Living: Focuses on increasing independence in daily tasks and routines.

    • Finding and Keeping a Job: Helps with job-related skills, placement, and support to foster workplace success.

    • Improved Health and Wellbeing: Includes funding for activities and therapies that promote mental and physical health, such as physiotherapy or wellness classes.


3. Capital Supports

  • This budget covers higher-cost items and modifications, including:

    • Assistive Technology: Funding for essential equipment like mobility aids, communication devices, or specialized technology.

    • Home Modifications: Funding for changes to the home that improve accessibility and safety, such as bathroom or kitchen adaptations.

    • Specialist Disability Accommodation: Available for individuals who require a high level of care and support within their living arrangements.


What Are Stated Supports in the NDIS?

Stated supports are specific, non-flexible funds within your NDIS plan. These funds are allocated for particular services or supports that are essential and cannot be reallocated for other purposes. Understanding and managing these designated funds ensures that essential supports are available for your loved one’s core needs.


Key Points to Remember with Stated Supports:

  • Specific Allocation: Funds for essential services like therapy or specialized equipment are reserved for those exact needs.

  • Non-Flexible: Unlike other NDIS funding, stated supports must be used exclusively for the designated support or service.

By knowing which parts of your budget are flexible and which are not, you can ensure the necessary resources are in place to support your family’s specific goals.


Managing NDIS Plans and Budgets


Curate Care is here to support families in making informed choices about managing NDIS funding. There are three options to choose from:


  1. Self-Managed: Offers full control and flexibility, though it requires more time to organise and manage invoices and payments.

  2. Agency-Managed: Managed by the NDIA, this option allows you to use only registered NDIS providers, reducing administrative tasks for your family.

  3. Plan-Managed: Curate Care’s plan management service provides flexibility and administrative support, helping families access both registered and unregistered providers while we handle the finances.


Choosing the best option for managing your plan depends on your family’s unique needs and the level of involvement you prefer. With Curate Care’s expertise, you’ll have the support you need to confidently manage your NDIS budget.


Using Your NDIS Plan Flexibly


If you’re waiting for an assessment or plan changes, Core Supports can be used flexibly to cover immediate needs.


Curate Care can help you plan ahead, ensuring that your NDIS funds are strategically allocated to support both short-term and long-term goals, such as social skills development or transitioning to work.


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